Expat Key Real Estate

    Regulations & Policy Β· Madinah

    What Expats Need to Know Before Buying Property in Madinah - 2026

    10 July 2026Β·6 min read

    Madinah has always drawn Muslim buyers from every corner of the world. What changed in 2026 is that foreign ownership is, for the first time, formally codified β€” with a public application portal, designated investment zones, and a clear process for residents and non-residents alike.

    Can Foreigners Buy Property in Madinah?

    Under REGA's Real Estate Ownership System for Non-Saudi Nationals (effective 22 January 2026):

    • Non-Saudi residents inside the Kingdom β€” apply directly via the Saudi Properties portal using your Iqama.
    • Non-residents β€” obtain a Saudi digital identity through a Saudi embassy abroad, then apply online.
    • Non-Saudi companies β€” register with the Ministry of Investment via Invest Saudi and obtain the Unified Number (700).

    Important nuance for the holy cities: ownership withinMakkah and Madinah remains restricted to Saudi companies and Muslim individuals (resident or non-resident). Non-Muslim foreign investors can still access designated commercial and growth zones in the wider Madinah region under the general framework.

    Designated zones β€” where ownership applies

    REGA's Geographical Zones Document (Q1 2026) sets out the specific areas where non-Saudi ownership is permitted. In Madinah, priority zones cluster around:

    • The Haramain High-Speed Rail catchment
    • Hospitality-oriented districts serving Umrah & Hajz visitors
    • Residential growth corridors along the ring roads

    See the full map of Madinah's designated investment zones β†’

    What Documents Do You Need to Buy Property in Madinah?

    • Valid passport
    • Saudi digital identity (Nafath for residents; embassy-issued for non-residents)
    • Proof of funds / source-of-wealth statement
    • For companies: MoI registration + Unified Number (700)
    • Signed reservation and sale agreement

    Step‑by‑Step: How to Buy Property

    1. Confirm your eligibility category with a licensed Saudi advisor.
    2. Obtain your Saudi digital identity.
    3. Shortlist properties in a REGA-designated zone.
    4. Submit the ownership application through the Saudi Properties portal.
    5. Complete title-deed registration after approval.

    Ready to explore what's available? Browse Madinah real estate opportunities β†’

    Ready to buy real estate in Madinah?

    Expat Key guides international buyers through eligibility, zoning, and title registration β€” remotely or in-person.

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